Will anyone refinance me with 94.75 Loan to Value ratio?According to Zillow estimate my home is worth $487,500. I owe $462,000 whichmeans I am slightly above water... My credit scores are all over 800. My wife and I both make approx $100,000 each. I've been making extra principal payments for over 2 years, and have never missed a payment. Anyone know of a lender that considers things other than the loan to value ratio? This is really frustrating, as I am paying approx 7% interest, and I can't get a refinance... I would really like to keep this place, but I'm about ready to walk!March 02 2012 - Henderson00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.