Will banks trade up a mortgage from a client who has no late payments or delinquencies?I'm considering the concept of trading my BOA loan on my existing house mortgage for a short sale that is also owned by BOA. My house owes $163k and is appraised at $191k, the short sale owned by BOA is $325k, but I can probably get it with a $300k bid. Am I crazy? Wouldn't BOA want to own a $163k house versus one appraised at $324k?September 06 2011 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.