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Will refi rates get any lower. I can get 4.875% plus 1/5pt. Is this good???

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December 30 2008 - Franklin
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Answers (5)

Unfortunately, most experts cannot predict rates in this historically wild market.  These are my thoughts...if it makes sense for your own personal scenerio, you are saving what you expect to save each month with the lower rate and you typically are not a risk taker, then it may be the time to lock.  If however, you like to take a gamble every now and again, float the market for as long as your nerves will allow. :)  Whatever you decide, best wishes to you!
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December 31 2008
Dom, rates are currently too good to gamble with. How about asking yourself how much worse can it get? ... Good luck!
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December 30 2008
You'd have to if you went with Wells Fargo though eh Dave. They're expensive!!!
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December 30 2008
You shouldn't have to pay points.
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December 30 2008
It is average...depending on loan size it could be a little lower.

https://www.wfhm.com/loans/carmen-martin/index.page

Carmen Martin
Wells Fargo Home Mortgage
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December 30 2008
 
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Will refi rates get any lower. I can get 4.875% plus 1/5pt. Is this good???
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December 31 2008 | 5 answers
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