Will you be better off paying mortgage or landlord?Time Magnize has SF as one of the cities that you should be happy to write a check to your landlord instead of paying for mortgage. Owning a home in LA, on the other hand, is a better option. How does Time figure when to rent and when to buy?.... Read on.Use the purchase price vs annual rent. If the result comes to be 17 or lower, you come out ahead with owning your own dig. For results higher than 17, it figures that paying rent is a better option than monthly mortgage plus property tax, insurances, and all that maintentance cost. Tell us what you think if you are a renter. May 30 2011 - Palo Alto00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.