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Answers (7)
Best Answer
- Ken Kopper
- Contributions:1578
- Larry Jacobson, "Clearpoint"
- Contributions:1214
It still comes down to what the OP thinks is the best rate.
How many borrowers did not take 4.5% when it was available because they thought it would get better. You need to decide what you feel is the best rate and then move on.
How many borrowers did not take 4.5% when it was available because they thought it would get better. You need to decide what you feel is the best rate and then move on.
- NTETS, "Mr Caveat"
- Contributions:6436
try 20% down with 12 months living expenses?
sorry, but if i were you i would save for 2 years and buy the home outright.
0.02
sorry, but if i were you i would save for 2 years and buy the home outright.
0.02
Don't mean to split hairs, but actually, if you put 40% down, then you would get the best rates available.
- Cyrus Khadivi, "ckhadivi"
- Contributions:60
With those characteristics, you should get the best rate out there. There is no question about that. Deal with someone you feel comfortable with; if you aren't getting the best rate, move on to the next person/company.
The market is giving good borrowers (with your characteristics) good rates. There is no reason you should not capture one.
Best wishes!
The market is giving good borrowers (with your characteristics) good rates. There is no reason you should not capture one.
Best wishes!
Have you had the LO produce a rate sheet? What rate are you looking for? And as they said below. You may have a pricing hit for the loan amt.
- Larry Jacobson, "Clearpoint"
- Contributions:1214
What would you consider to be the best rate? You should certainly get the best current rate at that time but are you expecting something even better? Just remember you will have some adjustment because of the loan amount.
With a FICO of 800, 30% down, and $90K salary, why can't I get the best rate on a $100K mortgage?
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