With a credit score in the mid 600s, how realistic is it for me to get a home loan right now?I have great debt to income ratio, have been in the same job for a couple of years now, have no foreclosures, repos, or bankrupcies. First of all, I wonder why I can't get my credit to come up except for the fact that I have paid off most of my debt and don't use credit cards much. But is a mid 600 credit score enough to get a home loan right now? I hate throwing my money away on rent, especially when a mortgage for 100 to 150k would be less than I am spending per month anyway. Also, I am a first time home buyer. Is that enough to cause a death blow to my dreams of owning a home?June 18 2009 - Buckeye00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.