With this "Credit Crunch" who qualifies for a mortgage?Who is an attractive borrower, do we sound like we have a shot?I make approximately $41,000 a year from a full time salaried position (been there 5 years) and made approx $5,500 last year on the side as a self employed photographer (cash jobs but I claim on taxes). I have zero debt and enough in savings to cover a 3.5% downpayment and closing costs. Last check, My credit score was 767. I want to purchase a home based off the $41,000 only. I sold our home last year and am now renting. My questions are:1.Do I sound like I would be approved for a mortgage during this crunch?2.If so, how much would I be approved for?3. Would the lender be able to pull my score if ****! Equifax refuses to let me view my report online and makes me request it through the mail? (I have no clue why I can't access it, Transunion&Experian worked perfectly fine)4. I am in an address confidentialty program through the State of Missouri (for victims of domestic violence, crimes, etc) I use a special PO Box to receive mail and for public records so my actual physical residence address is not on my credit reports and no one knows it. Will a lender require me to give it out on an application? I would hate to give out the physical location, and be denied a loan. (I know the new residence legal description would be public)I would really appreciate anyone taking the time out to answer my questions. I'm in Missouri if anyone knows of a good broker that may be willing to help me. :)Thanks!January 28 2009 - Kansas City0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.