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If you rent your home you will be paying $14,400 a year out of pocket to keep the house. There are some tax advantages, but please ask your CPA for those answers.If you sell and need to pay the bank $100k (maybe less if you prepare, price and market properly) and you make the same $1200 payment to the bank it will take almost 7 years to pay it off. Again I do not know about the tax advanages.The question then becomes Will the house be worth $100,000 more in seven years?Good luck
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For Sale: $104,900
For Sale: $313,700
For Sale: $195,000