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Answers (7)
- sunnyview
- Contributions:25139
- dododad ododdod, "nononoononoddo"
- Contributions:233
Ask to speak to a manager and threaten them with a complaint to HUD if they refuse to help out if you have a hardship than they need to review you for a loan modification. Most operators don't have a clue so make sure to just keep trying to call back until you get someone who actuals sounds like they know what is going on with a loan modifications.
- David Stein, "Military Loan Expert"
- Contributions:315
Are you talking about a loan modification? If so do you have a true "hardship"?
- Carol Namath
- Contributions:24
Strategic Default
- wetdawgs
- Contributions:26854
How are they refusing to cooperate? If you are looking for a loan, find another lender. If they are complying with the agreed upon terms of the loan (the ones you signed), how are they not cooperating?
- Dan, "the_country_hick"
- Contributions:4699
Your lender already cooperated with you. They agreed to lend you money and you agreed to pay them back at a predetermined method for a certain time in the terms you both agreed to.
Why should anyone expect a lender to change the terms of said agreement once it has already been agreed to by all involved is beyond my understanding. The deal was agreed to. There is no reason for the lender to revisit that agreement once it was signed by all parties involved.
If your property value went up by 50% should the lender try to get you to pay more because you mad some money? I say no, you both agreed to the original terms and now you both abide by them. If prices go up or down changes nothing regarding the loan made in the past.
Why should anyone expect a lender to change the terms of said agreement once it has already been agreed to by all involved is beyond my understanding. The deal was agreed to. There is no reason for the lender to revisit that agreement once it was signed by all parties involved.
If your property value went up by 50% should the lender try to get you to pay more because you mad some money? I say no, you both agreed to the original terms and now you both abide by them. If prices go up or down changes nothing regarding the loan made in the past.
- Shane Milne, "ShaneTheMortgageMan"
- Contributions:463
What are they being ruthless about? What aren't they cooperating with?
Would if your lender is ruthless and refuses to cooperate?
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