Would it be safe to think that a lender would check CAIVRS before granting underwriter approval?We just received underwriter approval for an FHA mortgage on a home. We're just about to plunk down a chunk of money for appraisal and foundation inspeciton for the manufactured home. I have just read horror stories about people coming up on CAIVRS. Wouldn't the lender with experience providing FHA backed mortgages check CAIVRS before granting underwriter approval?I guess I should have some confidence in the fact that this is our second application. Our first attempt was declined because our previous forclosure wasn't performed until May 2012, 28 months after our bankruptcy discharge. Our current approval is under the new FHA program that has shortened the period following foreclosure to one year. Underwriter approval for this mortgage was granted two days ago.October 25 2013 - US11YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.