Would it ever be better to use a lender with an identical loan but more closing costs?I have worked over the phone with a local mortgage broker and have gotten online quotes from various search engines. One of the quotes I got from Zillow gave me an identical quote in terms of rates but was $800 less in closing costs. The loan type is the same and interest rates are identical. I know I've talked and e-mailed with the one person, but it seems I should go with the lower price. What would be reasons for and against doing this?July 12 2009 - Wilsonville00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.