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a loan for a mobile home?

I was wondering if anyone can help me get a loan for a mobile home,. I really don't want to go through my bank because the interest is 11% .. Only serious people can email me, thanks . [Spam content removed by Zillow moderator due to violation of Good Neighbor Policy.] And I live in NY
  • August 15 2013 - Weedsport
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Answers (6)

We specialize in mobile home financing as long as it's with land and on permanent foundation. For a list of our guidelines go ahead and go to our website you can connect to through our profile.
  • August 23 2013
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Hello User5040378,

It may be challenging to get a mobile home loan in the state of New York because they did not issue titles for mobile homes older than 1995. As a result most lenders don't even consider homes older than 1995. I would take Chris's advice and jump on a search engine, there are some lenders who do mobile home loans. 

Source: http://www.dmv.ny.gov/broch/c19.htm  "Which vehicles must be titled?"
  • August 20 2013
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You might want to look into a private party Lender. I have yet to come across a Mortgage Lender that will loan on a non-permanent foundation.
  • August 16 2013
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Like others have said most lenders wont loan on mobile homes, however they are out there. You chances will increase if the home is fixed to its own property. (Ie. your not renting the lot underneath it in a mobile home park)

  • August 16 2013
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Contact your local Wellsfargo branch
  • August 15 2013
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You may not find a better rate.  Many lenders won't loan at all on mobile homes.
  • August 15 2013
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