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after filing bankruptcy what kind of interest rate will i get on a home ?

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July 03 2010 - Northeast
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we filed a chapter 7 and it was discharged in june we are not looking right now to buy but maybe in the next year we would want to use a va loan .
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September 19 2010
You would probably have double digit rates.
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September 19 2010
Bob has a good point.  Are you going to file, or was the bakruptcy discharged already and if so when?  There are too many things that impact on the interest rate, for instance now interest rates are the lowest in 30 years, but they will have to go up.  The interest rate will not only be impacted by the going rate, but by other credit issues beside the bankruptcy.  I suggest that you contact a lender and discuss your particular case.  Good luck! 
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July 04 2010
Bankruptcy will not affect your interest rate, but the time frame may affect which program you qualify for.  However, filing bankruptcy may affect your credit score, which could affect your rate.  When was the BK discharged?  Was it a 7 or 13?
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July 03 2010
 
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after filing bankruptcy what kind of interest rate will i get on a home ?
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September 19 2010 | 4 answers
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