any lenders in houston that will take a 616 credit score for a fha loan??We have a sale by owner opportunity but would like to know if that's adeal or if we can get other options. Home is 130k with 5k down at 8% interest. By owner at $1400 a month including taxes that are 3k a year and home owners insurance at 1200 a year. Already have done inspection and it needs around 30k of work. But with no one financing at oir credit score even though fha loan you can have a 580 credit we are not seeing other options. Pls help. !!!June 06 2014 - Conroe00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.