Profile picture for cesar6312

any lenders out there still do subprime loans ,for people out of chapt 7 for 12 mth cred scr 605 mid

  • April 14 2009 - Rockford
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Answers (4)

There may be a chance with FHA, minimum credit score of 620 though but that can be worked on, you are pretty close. If you have been paying bils on time since bankruptcy it could help you. You really just need to sit down with a broker and discuss your options. But please choose someone who will listen and be prepared to work with you to get to where you need to be even if its six months or a year away away. Let me know if I can help.
  • April 14 2009
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FHA might still be doing them, as they were done all the time up until a couple years back, but I haven't investigated BK rules with FHA in some time.  Sub-prime no longer exists at all as a class of loan , and conventionally, there's nothing out there for you. 
  • April 14 2009
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Profile picture for Mr Caveat
i believe its illegal(or regulated out of existance), you have to wait either 2 or 3 years(i'm thinking its 2)before anyone can help

at the very least its a FHA rule and with a bankruptcy 12 months back, i know you dont have the money to go with a conventional mort
  • April 14 2009
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Haven't heard of any in bsuiness.  Sorry
  • April 14 2009
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