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are no doc loans still available anywhere?

Profile picture for bmann43
I have great credit score - High 700's low 800's but my income is not documented. Currently have a 6.5% 30yr fixed, would want either 15,20, or 30 year fixed at an even better rate. is this possible or should I be happy with what I have.
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January 14 2010 - Deer Valley
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Profile picture for CORONA NICK
Funny...
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May 19 2010
Profile picture for LUXURY HOME LOANS CA
Jeff,

Glad to see you right on top of current events. ... Happy funding,Rudi
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May 18 2010
Profile picture for ScottsdaleLender
if you have substantial asets..there are lenders that will lend  as an asset based loan..I currently have a 900K loan going for a gentlemen with 3 million in liquid assets and no job!
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May 18 2010
Profile picture for doris28
Thanks Sunnyview & Carl for your input.  But clearly there are still Stated Income and No Doc loan still available and only very few brokers have this resource.  I Do (:-> 
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April 20 2010
Profile picture for Carl Henker
Deloris - They are in Arizona - Still nice spam though.
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April 19 2010
Profile picture for doris28
If you are not in NY, NJ, CT or PA I may not be able to help you.  Our  Current 30yr fixed rates in this program are lower than what you have now. 
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April 19 2010
Profile picture for sunnyview
Your post looks a lot like spam. Maybe it would be helpful to read Zillow's policy here before posting more replies.
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April 19 2010
Profile picture for MN Mortgage Mom
Actually, you are forced to be stuck with what you have, as these programs no longer exist.  As Carl mentioned, if you are planning a mortgage anytime in the future, you will need to document 2 years tax returns.  And even at that, be careful how much you write off so that you show a taxable income that still allows you to qualify.  Best wishes!
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January 23 2010
Profile picture for Palmdale Mortgage
no doc loans are available but the rates will not compare to that.
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January 23 2010
Profile picture for LUXURY HOME LOANS CA

bmann, (could that be brinkmann?)

See this link on same question http://www.zillow.com/advice-thread/Are-No-Doc-loans-still-available-in-2010/315057/

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January 15 2010
Profile picture for Carl Henker
Be happy and file tax returns showing some income.
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January 14 2010
Profile picture for Clearpoint
Yes, it's called CASH...............
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January 14 2010
Profile picture for wetdawgs
No doc loans aren't available any more.  
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1Yes

January 14 2010
 

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Profile picture for CORONA NICK
Questionare no doc loans still available anywhere?
  • Latest answer by CORONA NICK
  • May 19 2010
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