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are no doc loans still available

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January 11 2010 - Tulsa
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Answers (6)

There are lenders that are equity based not credit based and they will require documents but not penalize you because you have that 500 score.
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January 23 2010
Profile picture for Memphis Owners12
Nope.  If you need to go "no doc" you either can't afford it or you should restructure how you're documenting your income.  Sorry for the harsh words.
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January 13 2010
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Yes, it's called CASH
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January 11 2010
Profile picture for LUXURY HOME LOANS CA
Regardless if someone tells you they have lower documented loans available than Full Documentation, all lenders to my knowledge require last two years Federal Income Tax Filing Transcripts. There would be no advantage.

You may be able to improve your Debt-to-Income by using a Cash Flow Analysis 1084 Form. .... Best wishes, Rudi
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January 11 2010
Profile picture for daveskow
no..long gone
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January 11 2010
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Spencer, Not that I'm aware of, In my State of Maryland everything is Full Doc...
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January 11 2010
 

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