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Answers (6)

- Johnny James, "Palmdale Mortgage"
- Contributions:406
There are lenders that are equity based not credit based and they will require documents but not penalize you because you have that 500 score.

- Memphis Owners12
- Contributions:167
Nope. If you need to go "no doc" you either can't afford it or you should restructure how you're documenting your income. Sorry for the harsh words.

- MagicalHouse
- Contributions:261
Yes, it's called CASH

- Rudi Hofmann, "LUXURY HOME LOANS CA"
- Contributions:7435
Regardless if someone tells you they have lower documented loans available than Full Documentation, all lenders to my knowledge require last two years Federal Income Tax Filing Transcripts. There would be no advantage.
You may be able to improve your Debt-to-Income by using a Cash Flow Analysis 1084 Form. .... Best wishes, Rudi
You may be able to improve your Debt-to-Income by using a Cash Flow Analysis 1084 Form. .... Best wishes, Rudi

- Dave Skow, "daveskow"
- Contributions:1106
no..long gone

- Scobe
- Contributions:47
Spencer, Not that I'm aware of, In my State of Maryland everything is Full Doc...




are no doc loans still available
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