are there any loans that will allow me to use my spouse's income and my credit to obtain a loan inmy name...my scores are all above 620 but I only make $13k/yr whereas his scores are in the low 500's and he makes $50k/yr.....we found a home that is a Fannie Mae owned home but doesnt qualify for Homepath because it needs repairs....would only be looking at a mortgage of 90-100k or less and the tax assessed value on the home is 139400? Any ideas or suggestions?January 01 2012 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.