Profile picture for sstrong3

as a buyer do i have a right to view the title search?

i was told that there was only one lien however i can see more in the public records.  how do i know which ones effect the home?
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
February 11 2011 - Tampa
We think we've answered this question for you!
  • Be a Good Neighbor. Be respectful and on-topic. No spam or self-promotion! See our Good Neighbor Policy.
 
 

Answers (8)

If you doubt the validity of the title abstract or title insurance commitment, I suggest you hire a real estate attorney to review the title search or abstract.  Chances are, the title examiner who told you there is only one lien has found documents releasing others you may have seen in the public record.  But, if you are not comfortable, ask for a copy and hire a professional to review the title.

  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
February 12 2011
Absolutely! Especially when you buy Foreclosue, Short Sale Properties
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
February 12 2011
Yes absolutely, this is prepared for the buyer to convey a free and clear title at closing. 
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
February 12 2011
Do you have an attorney involved in the purchase?  If so, they can guide you through the title commitment/title search easily enough.  A title agent at a title company could as well, though they'll be a bit more rushed.



Basically it's a matter of pulling up everything that has happened to the property in the last 40 or so years (depending on the area it's between 40-60 years for a full title search), finding the liens, then looking for releases for those liens.  Anything that you can't find a release for is an issue.
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
February 11 2011
Get in touch with a local title company and work with them to discern which liens have been satisfied and yes, you can tell the seller ou want to see the title search.
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
February 11 2011
If you are concerned about the chain of title, and you are purchasing a property via Sheriff,County Auction, you definitely want to have a title search completed on your own.  It will run about $125.00 , you may be able to get it cheaper if you do a lot and have an established relationship with a title company.

If you are purchasing a Bank Foreclosure, the bank will issue a Special Warranty Deed, and provide an Owners Title Policy, which you can have an attorney or title company review to makse aure you have the proper coverage.

With all of the problems related to Fannie Mae Foreclosures, you definitely wantto make sure you are covered.

all the best!

craig fialkowski
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
February 11 2011
sounds like you need a professional's assistance. You have a right to view the tiltle commitment prior to closing.
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
February 11 2011
yes, you should have access to the title commitment or search.  Good luck.
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
February 11 2011
 
Related Questions
I want to purchase a home I sold in 2002 that is in pre-foreclosure now, how?
Profile picture for Alma Kee
Latest answer by Alma Kee
July 11 | 3 answers
Can I contact the REO department of the bank I sent my offer to?
Profile picture for J.D. "Dan" & Carol Weisenburger
Latest answer by J.D. "Dan" & Carol Weisenburger
April 16 | 2 answers
What's involved in buying a foreclosure?
Profile picture for J.D. "Dan" & Carol Weisenburger
Latest answer by J.D. "Dan" & Carol Weisenburger
April 16 | 4 answers
on a short sale contract how much time should I give buyer for inspections
Profile picture for Alma Kee
Latest answer by Alma Kee
August 28 2013 | 5 answers
Mortgage Rates
 
Be A Good Neighbor

Zillow Advice depends on each member to keep it a safe, fun, and positive place. If you see abuse, flag it. More on our Good Neighbor Policy.

Homes for Sale
  1. 10811 Lakeside Vista Dr, Riverview, FL Home For Sale
    10811 Lakeside Vista Dr, Riverview, FL 33569

     For Sale: $169,900

    • Beds: 3
    • Sqft: 1620
    • Baths: 2.0
    • Lot: 5662
  2. 1641 W Snow Cir # E 207, Tampa, FL Home For Sale
    1641 W Snow Cir # E 207, Tampa, FL 33606

     For Sale: $469,900

    • Beds: 3
    • Sqft: 2048
    • Baths: 2.0
    • Lot: 2178
  3. 309 S Albany Ave, Tampa, FL Home For Sale
    309 S Albany Ave, Tampa, FL 33606

     For Sale: $299,000

    • Beds: 3
    • Sqft: 1176
    • Baths: 1.0
    • Lot: 6534