back child support

Hi, My husband has child support arrears showing up on his credit. We have credit scores higher than 740. Combined income of 71k. 30k savings for down payment. Any chance we can still get a home loan? Child support payments get automatically get taken out of his paycheck. Thank you.
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July 27 2013 - Pasadena
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Answers (2)

Best Answer
economist,

As long as it is not a lien you should be fine. Generally speaking most loan types and lender's guidelines will want to see that the payment history has been consistent for the last 6-12 months and the monthly payment amount will be considered as part of the loan's qualifying debt-to-income ratio.

Greg
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July 27 2013
We think your husband will need to pay his in arrears child support to qualify for a loan.  But, we suggest that you meet with a loan officer at two local banks to determine what you need to do to qualify for a loan.
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July 27 2013
 
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