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bad credit refinace

Profile picture for dick5968
i have a conventional arm mortage now and i have a high debt to income and i pay 9.85 mortage interest rate. is there help in lowering my interest rate ? can i refinance?
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January 11 2010 - Lincoln Park
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Profile picture for Memphis Owners12
You should talk with multiple lenders about your siutation.  A lower rate will have a great impact on your budget, and as such is a really important question.  It's impossible to give you answers you can count on without having all the details.
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January 13 2010
Profile picture for TarheelChip


Dick5968--

What is your definition of bad credit?
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January 11 2010
Profile picture for Robert Benham

You would have to apply so that we could see the whole picture. Lowering your rate would lower your debt to income ratio. Paying off other debts (if possible) would lower even further. There are so many factors.

Is your mortgage paid on time last 12 months?

Do you have major derrogatory credit? Judgements, bankruptcy, repo, etc.?

Credit score?

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January 11 2010
 

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Profile picture for Memphis Owners12
Questionbad credit refinace
  • Latest answer by Memphis Owners12
  • January 13 2010
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