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Replies (6)
- Jack Mulrooney, "ConnecticutRealtor"
- Contributions:484
gzuckier, You might want to check on who ownes __ittybank this week.
Most of the good re-fi deals are happening through the small and mid-size guys.
Might be a good idea to chat with a broker to see who is offering the best deal today.
Good luck!
Most of the good re-fi deals are happening through the small and mid-size guys.
Might be a good idea to chat with a broker to see who is offering the best deal today.
Good luck!
- Larry Jacobson, "Clearpoint"
- Contributions:1214
Way to dig that knife in Michael.
- Justin Sheftell, "Courtesy Mortgage"
- Contributions:3428
Perhaps a trip to Mumbai and you can try to find your loan processor.
- Andrew Adams, "203K Specialist"
- Contributions:9349
You can't call 1.75 points a hose job unless you know the LTV, Credit Score and the purpose of the loan...
- Socialist
- Contributions:446
Does the bank start with "Sh"
- Diane Marie Russello Goldschmidt, "dmarie13"
- Contributions:161
Next time go with a more reliable, reputable company with guarantees.
bank stalls; rates rise
I applied to refinance my mortgage before Christmas; just to keep it simple I applied with my current mortgage holder (megabank, rhymes with __ittybank). I got a lock until Jan 22 on a 4.75 rate (in exchange for 1.75 poiints), and was charged $525 application fee. I sent in all the paperwork, got appraised; of course, Jan 22 came and went with no action from them. At this point I can't get anyone on the phone to discuss what's happening; I get referred from one "assistant" to another until finally I end up in voicemail, whereupon I leave a message that doesn't get answered. I didn't chase another lender since these guys had my deposit; of course, now the rates have risen. Do I have any recourse to enforce the original lock? Thanks.
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