better rates/credit score questionI am about to put my James Island (29412) SC home on the market. After it sells, and prior to buying a new home, I will pay off all my outstanding debt. I understand this will increase my credit score which is now around 660. I also understand I will be able to obtain better rates with a better credit score. My question is: Do you know how long after I pay off my debts will it take to increase my credit score? The only reason it is low is because of debt to income ratio..no late payments or other derogatory issues.Thank you,melissaSeptember 03 2012 - Charleston00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.