buy a house around 150,000. Income 35,000+ per year. no debt. Pay down 20,000, how much can borrow?Can I get a loan from bank easily? In what process?January 01 2009 - Beaumont00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.