Profile picture for DebraHuckabay

can anyone help with loan modification??

I need to modify my home loan and have no idea were to begin
  • June 15 2011 - Orange
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Answers (6)

There is a company that offer a loan modifying service for a fee.  There is no initial consultation fee. They contact your lender, complete the loan modification package and follow through with your lender, while keeping you posted, throughout the process.  They have got positive results.
  • July 07 2011
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 Contact your lender and request a loan modification package. Be precise when you complete it & don't leave ANYTHING out. Submit the package to then lender and call at least once / day to follow-up. Document your conversations copiously and don't give up. Modifications are becoming quite the long shot, but if you're going to have any chance of success, that's the path!
  • July 06 2011
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Contact the lender online they have a place for assistance for homeowners needing assistance.
  • July 06 2011
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Profile picture for Scott Smolen
The best bet is to contact your current lender first and then you need to be very, very persistent.  These companies are overwhelmed with requests to modify loans.  You need to be the most persistent in order to get attention.  I would advise calling them at a minimum of once a day if not more.  The squeaky wheel gets the grease.  
  • July 02 2011
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Contact your lender first and ask for a loan modification package. You can do the same thing that most loan modification companies can do if you have any kind of common sense. Just be persistent.
  • July 02 2011
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Well, There are many business that offer this service but I'm sure they won't do it for free (be ware of scams). You should start by contacting your lender. They should be able to give you the forms needed and guide you in the process. Many times this process is very frustrating but don't give up. I've seen Loan Mods been approved after several months or even years. Just for your info, you should be able to show you're in a harship situation acceptable to the bank. suche as: loosing your job or a significant part of Income, Illnes, etc.
Start by contacting your lender, they should help and good luck
  • June 30 2011
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