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Good Morning!The best way to establish qualification is simply to speak with a mortgage broker! There are so many different programs out there, you may qualify with not so "great" credit. I woudl strongly suggest speaking with a mortgage broker because if you cannot buy now, they can at least advise you what to do to prepare to buy soon!Have a fabulous weekend!Erin Diaz, Broker - OwnerBeaches & Backroads Realty
Probably,...would have to know more than that though.Jobs:P/T or F/T? If P/T will have to be on the same job at least 2 years to use that income. F/T is more forgiving.Define not great credit? From 580-619 you can get a loan but there are more guidelines to meet such as minimum tradelines (credit accounts) and verification of rental history.
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