Close

See current mortgage rates on Zillow Mortgage Marketplace

Profile picture for user6479853

can i buy a house with a credit score of under 600

  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
December 21 2013 - Staten Island
We think we've answered this question for you!
  • Be a Good Neighbor. Be respectful and on-topic. No spam or self-promotion! See our Good Neighbor Policy.
 
 

Answers (2)

Yes that is possible! There are lenders like myself out there that are able to do loans with scores as low as 580. So as long as you are above 580, you will have a better chance at obtaining a loan. If you are below 580 you should spend some time working on your credit score for a bit. The simplest way to fix your score is pay off your debt and revolving credit balance on time. It is also important to understand that you ability to obtain a loan for a house relies on other factors as well. These factors include your income, debt, assets, expenses, employment, down payment, as well as credit. Either way, the best thing for you to do is to speak with a lender to see if you can get started on financing a new home. There are lenders like myself that would be glad to speak with you to help you get the loan that you need. Well I hope this helps! If you have any further questions or if you would like a loan, feel free to contact me!

Good Luck!
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
December 23 2013
Most lenders require a minimum of 600 credit score.  Under 600 credit score you will have to have a large down payment, and the interest rate will be significantly higher.  
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
December 23 2013
 
Related Questions
can i buy a house with a credit score of under 600
Profile picture for Brian Nguyen
Latest answer by Brian Nguyen
December 23 2013 | 2 answers
  • Asked by user6479853
  • In Mortgage
  • December 21 2013
we are considering refinancing with new american funding...
Profile picture for silvazx3
Latest answer by silvazx3
December 18 2013 | 7 answers
will having a side business hurt me when applying for a mortgage?
Profile picture for user8192154
Latest answer by user8192154
September 20 2013 | 5 answers
Can we get a mortgage on a new house right after closing on a short sale with no delinquent payments
Profile picture for whywaitbuytoday cfs203k
Latest answer by whywaitbuytoday cfs203k
August 25 2013 | 9 answers
can i refinince if i'm just coming off of bankruptcy
Profile picture for Evan Masaki
Latest answer by Evan Masaki
July 10 2013 | 3 answers
  • Asked by user1568544
  • In Refinance
  • December 07 2012
Mortgage Rates
 
Be A Good Neighbor

Zillow Advice depends on each member to keep it a safe, fun, and positive place. If you see abuse, flag it. More on our Good Neighbor Policy.

Homes for Sale
  1. 149 Marion St, Staten Island, NY Home For Sale
    149 Marion St, Staten Island, NY 10310

     For Sale: $290,000

    • Beds: 3
    • Sqft: --
    • Baths: 1.5
    • Lot: 1968
  2. 107 Moreland St, Staten Island, NY Home For Sale
    107 Moreland St, Staten Island, NY 10306

     For Sale: $374,000

    • Beds: 3
    • Sqft: 1600
    • Baths: 1.0
    • Lot: 2232
  3. 155 Bay St, Staten Island, NY Home For Sale
    155 Bay St, Staten Island, NY 10301

     For Sale: $325,000

    • Beds: 1
    • Sqft: 1255
    • Baths: 2.0
    • Lot: 16765