can i get a home equity loan if defaulted on private student loan cosigned for?I own my home 100%,been at job over 5 yrs credit score is 614 and I am wanting to use money to payoff old debt and clear credit report.April 27 2014 - Indianapolis00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.