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can i get a loan with insufficiant credit history.

Profile picture for foist
my credit report says I dont have a score because of insufficiant history. Because I pay for everything with cash/check.  I used to have a score(about 8years ago) but now I don't.
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0Yes

October 20 2009 - Nappanee
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Answers (1)

Profile picture for BestAPR
This is a tough one. If you go to a small local bank they be able to offer you a loan if they keep the loan in-house. The problem comes in when the lender wants to sell your loan. No score means no sale.
You should probably get a couple credit cards that you could charge and then pay off. I would not run the balances up, but the key would be to have something report on your credit.

I hope this helps.
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1Yes

October 21 2009
 

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Profile picture for Michael Gilbert
Questioncan i get a loan with insufficiant credit history.
  • Latest answer by Michael Gilbert
  • October 21 2009
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