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can i get qualify for a loan with 630 credit score?

  • May 18 2012 - Ocoee
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Answers (10)

Absolutely, as long as you look in the right place.   Going through a lender who uses multiple banks would probably be your best options since they will know which banks to consider.
  • March 05
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Absolutely, working on one now with a 630 credit score, but can qualify with a credit score as low as 600 but need to review the whole credit report and income guidelines to make sure. 
 
  • March 05
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  • May 23 2014
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Yes, I work with many lenders that can approve that score.  Just ask around.
  • May 22 2012
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We have lenders you can work with to improve your score in a few months.
  • May 20 2012
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Profile picture for PRMI Branch Manager
It is definitely possible(as we do them all the time) however you want to make sure you are dealing with a lender that you trust and feel comfortable with. 
  • May 20 2012
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You can certainly get a loan with that credit score but there are other factors involved in final loan approval. The best thing is to get with a qualified lender who will give you honest answers so you can be on a realistic path to buy a home
  • May 18 2012
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We'll go down to a 600 in many cases.   But, that is just one of many factors we look at.  
  • May 18 2012
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Hello!

It may be possible to obtain a loan with that credit score, but the only way to know what your options are and how much you would need to put down you will need to speak to a qualified and experienced loan officer.  Ask around for a recommendation in your area and be up front about your situation.

Good luck!
  • May 18 2012
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630 is ok with some lender. You need to shop around
  • May 18 2012
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