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can i refinance an owner occupied fourplex?

Profile picture for carlos50
My wife and I credit score 810 and our mortgage is $34000 the property value is 200000 ,do we will be able to cash out $150,000
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March 26 2011 - Raytown
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Answers (3)

Profile picture for James McMillen
Yes, Our partners at Heartland Premier Mortgage just approved an Owner Occupied Four Unit Property on a 15 year fixed rate FHA Loan for 3.75% with 25% down.  Let me know and I can get you more information.
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April 07 2011
Profile picture for LUXURY HOME LOANS CA
If you meet all guidelines you should be OK. A 4-unit owner-occupied property eligibility for cash-out is 75% loan-to-value with a 680 FICO score middle-score.

Happy funding, Rudi
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March 27 2011
Profile picture for tejks
It's more than credit and LTV and more about income in order to pay the loan back but based on on that tidbit of information you've provided one would recommend moving forward to find out more.
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March 27 2011
 

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Questioncan i refinance an owner occupied fourplex?
  • Latest answer by James McMillen
  • April 07 2011
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