can loan term be changed without violating rate lock?I live in washington state and locked in the interest rate with a credit union for a 15 year term. the loan is not yet closed and i wish to change the term to 30 years (with corresponding rate on the rate sheet for the day of lockin). My loan officer says i will be violating the rate lock if i change the term. But my friends and coworkers are saying that this is never the case as long as i stick to the rate sheet of that day, switching between loan terms should not matter.I am not sure which version is the right one...December 14 2009 - Bellevue0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.