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can u refinance with no current equity

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February 17 2009 - Albany
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Answers (3)

Lalamom74,

If the original loan was an FHA insured loan, you could do an FHA streamline refinance without an appraisal and could refinance with negative equity. If you originally had a VA guaranteed loan, you could do a VA IRRRL (Interest Rate Reduction Refinance Loan) that would not require a new appraisal either.

Otherwise, you could as Tammy referenced qualify for the maximum loan-to-values per FHA/VA guidelines. Be mindful that this is under the assumption that you are inquiring about a rate/term refinance. This does not apply to cash out refinance inquiries.
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February 17 2009
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Is Ameriquest still in business?

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February 17 2009
100% financing is only available through VA or 97% is available through FHA- if you qualify for either.
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February 17 2009
 
Related Questions
can u refinance with no current equity
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Latest answer by James Barath
February 17 2009 | 3 answers
  • Asked by lalamom74
  • In Refinance
  • February 17 2009
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