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can you get your escross check back if you back out?

can you find your own house insurance on a mortgage loan? and once you give them the $500 escrow cheap can you back out and get the five hundred back.
  • August 09 2009 - Hickory
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Answers (1)

Hi Debra,

Yes  - who you use for home owner's insurance is your choice. You need to idenitfy a company and give the contact information to escrow prior to closing.

Generally you can get your earnest money back if you break the contract for a legal reason. Check your contract and see what your outs are - typically they are financing and inspection.

Good luck on your purchase!
  • August 09 2009
  • 0Yes

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