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closing costs for a home purchase in florida for 88k

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November 24 2009 - Citrus Springs
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Answers (3)

replying to a 2 year old question is one thing, but then to provide incorrect information?

All lenders require an appraisal
(no they don't, waivers still exist in some cases)

,application fees (depends on the lender, some do and some don't),

inspections (wrong again)

, survey (and really wrong, and it gets really old when my clients is surprised at closing with a $350+ survey he didn't ask for and then for the agent to say "your lender requires it".   not all lenders  require it and I have no problem telling them that if their agent ordered it without permission their agent is free to pay for it.


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October 08 2011
Around 1-2% of the purchase price if you are paying cash.
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October 08 2011
Closing costs vary widely depending on if you pay cash or get a mortgage.  If you pay cash you won't have the costs of getting a loan.  Either way you need inspections, title insurance, insurance on the buildings, recording the deed, paying documentary stamps and intangibles.

All lenders require an appraisal, a credit check, application fees, inspections, survey, clear title, no access (ingress/egress) probelms.

Ask your lender for a RESPA statement and/or a premilinary HUD statement when you get prequalified so that you will know the full list of costs.  Some costs may be paid by the seller, it depends on the type of loan you get.  Watch out for fees that don't seem to be clearly explained.
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October 06 2011
 
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