cosignerMy wife and I have a sales agreement on a home, but are worried about our back end ratio (my student loans and credit card debt) preventing us from getting the financing we need... To circumvent this we were considering the scenario of her being the primary borrower with my mother (excellent income to debt ratio) cosigning on the loan. We were told by our mortgage adviser that this isn't an option that banks are allowing.I thought this was a pretty common thing, and on several bank websites, the FAQ says that this is permissible.Have things actually changed?January 14 2010 - Pittsburgh0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.