credit issuesMy husband and I are looking to buy a house, however my credit score according to the bank was 607 and his is a 744. His is fine but they told us his debt-to-income ratio was too high and I wouldn't be able to be on the loan because of the low credit score. Do lenders not take into account the income from the spouse when figuring this stuff out? I know that we could afford the payments so it's just really frustrating to me. Any suggestions?September 13 2013 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.