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do FHA loans allow buying of land and putting up of manufactured home ?

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Geordy Rostad, "geordy"
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Geordy Rostad, "geordy"

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To buy land and install a manufactured home, you need to obtain a custom construction loan. There are a couple of local banks that specialize in this. Notably Golf Savings&First Mutual. Don't bother with Bank of America or a large national bank. They simply aren't set up for this type of project.

Putting manufactured homes on land is one of my specialties. Feel free to contact me if you have any questions about the process. I've been through it several times.

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Alan Strange, "Alan Strange"
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The purose of the FHA is to put people into housing so they will allow this in reverse of your question. You can buy the home to put on land, but I don't believe you can buy just the land. More importantly the manufactured home must have a HUD sticker which allows the financing you are talking about. I would check with a lender in your area to confirm this or you could investigate hud.gov to find out more. Good luck.

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