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Check with the local lender. There are options available thru FHA financing for buyers with scores as low as 580.Good Luck!
YES you do have a chance there is good credit and bad credit as long as your debt-to-income amount is good and I suggest a down payment from your savings you can get a home. there are still many 1st time homebuyer programs out there. search HUD's website for the one's avaliable in your area.
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For Sale: $209,900
For Sale: $139,000
For Sale: $495,000