do some of the programs that help individuals with their downpayment hurt them by not getting the loI am looking to purchase a condo and there are programs in ILL that will give individuals 6000k if they reside for 5 or more years in the property however it would give me a higher APR of 3.87% if I don't take it I would get a lower APR of 3.50 is there some way that I could get a lower rate and still receive assistance from some of these programs my credit score is 800,November 02 2012 - Chicago00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.