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Fannie Mae and Freddie Mac offer 5% down mortgages. The FHA's main product requires just 3.5% down. And, via the VA and USDA, qualifying home buyers can buy with no downpayment at all.
There's an additional low-downpayment program, too, and it's known as the Conventional 97. Conventional 97 is a Fannie Mae-backed product which allows for a 3 percent downpayment, ultra-low mortgage insurance rates, and a 100% gift from blood or by-marriage relatives.Go to this website to see properties eligible for Homepath mortgages.http://www.homepath.com/financing.htmlHomepath allows you to buy for 3% down and the loan does not allow mortgage insurance, so you finance 97% all under one loan with no MI payment.
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For Sale: $749,999
For Sale: $314,010
For Sale: $316,010