does anyone know what to do when your house value is worth more than what you owe but the bank willour house is in trust from our mom and we have been trying to refinance the house since her death. we put over 300,000 in the house and rebuilt it prior to her passing so the house is worth almost 900,000 now and the trust only owes 500,000. no one at boa has any answers. we are retired and show no "income" except for our ss. we own a profitable business that brought in an income of over 550,000. July 06 2012 - Staten Island00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.