does anyone refinance 100%...i have excellent credit i want to combine the first and second loans. the two total ~100% maybe a little less of the value of my home...do i have any options? 1st loan 6% 30yr fixed...the 2nd is the killer 30yr due in 15 at 9% (this one is for 35,000) i am anxious to do something about that 2nd...any ideas? my husband and i have VERY stable work and EXCELLENT credit.July 14 2009 - Vancouver00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.