Profile picture for tkvespa27

does your monthly payment include ? and why does it go up when you click on the picture?

  • November 03 2010 - Allen
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Answers (5)

Hi Tara,
Funny that you bring up this listing on Trinidad because it is my listing but apparently this agent hijacked it.  The home is under contract BTW. 
However, to answer your question.

When you first pull it up and it shows a monthly payment of $1720, it is based on a 30 year fixed rate of 4.03 and 80% LTV.

Once you click on it the LTV changed to 90% which would include the MI as well, the monthly payment should change to 2423 and does NOT include taxes or insurance.

I hope this makes sense.

Naima
  • November 05 2010
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Profile picture for tkvespa27
zillows main page lists homes, it says - The homes price- $xxx,xxx

   Monthly Payment - $xxxx



When you click on the home your interested in... it brings up more info on the home..bigger picture ,,, etc. Then the monthly payment increases 20-40 percent...i was wondering why. Its kinda hard to explain,,now that im trying to do so.. sorry if it seems vague.

heres an example go to. http://www.zillow.com/homes/for_sale/Allen-TX/


The home on 1808 Trinidad Ln Allen tx, it says the monthly payment is -$1,729....now i click on the picture for more info ...http://www.zillow.com/homedetails/1808-Trinidad-Ln-Allen-TX-75013/80062616_zpid/#image=imgId%3DX1-IAozs1c9cuxk7l_fyih2

now the monthly payment is $2,423..... I was wondering what was included in that price change to help narrow my search.

Thank you,

tara




  • November 05 2010
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The monthly payment (before you click on anything) includes only the principal and interest and based on an 80% LTV at current market rate.

I haven't noticed it changing when you click on a picture.  Please post the address or the link of any home you are experiencing this with as suggested below.

Naima
  • November 03 2010
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Profile picture for wetdawgs
My monthly payment doesn't include questions, and my ESP is broken so I don't know which picture you are clicking on.

  • November 03 2010
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Profile picture for the_country_hick
An incomplete question with no link that makes it impossible to answer in a reasonable manner.

What does the monthly payment include? Where did you get that payment number?

What picture? Share the link maybe someone can help.
  • November 03 2010
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