first time buyer looking for 5ARM on TOWNHOME / PUD with 5% down & LPMITownhome - 375000 HOA - 315 Closing in 30 days Credit score is 760+ income is 165000/year + down payment is 5% down not looking for PMI , need LPMI or any other option to avoid PMI first time buyer .don't want FHA loan , want conventional loans .January 05 - US0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.