first time buyerhey there, I am a first time home buyer and everything is so confusing. I have okay credit with a score of about 635. I have low balances on my credit cards and make all of my payments on time. My funds are super tight right now, thus making for a very little down payment. My question is even though my credit is low and I don't have much of a down payment, can I still buy a house? February 03 2013 - Owasso00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.