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Dear User!!Pretty much every one has given you great advice. One thing that I noticed that is missing is the type of loan you will need. Being the home has damamge most banks will not finance the home with out repairs done first. BUT being you will be a primary buyer (living in the home) you can go FHA. As long as the repairs are more then $5000.00 your can get waht is known as an FHA 203K rehabilitation Loan. This will include extra money in your loan for the repairs and could include any upgrades needed. Now you do have to buy the home at an appriased value with the damages and then you can repair it to future value that an appraiser can figure out with repairs and upgrades. If you have an Annie-Mac lender in your area contact them and find out how to go about this. But remember you do still need to make a deal with the bank to buy the home and a good Realtor with experiance in these situations would be a good start.I hope this helpsMike
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