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first time home buyer

I am looking to purchase my first home in Biloxi MS. what is the time frame to qualify for 8000.00 credit and what other assistance for first-time buyers in MS. Using VA loan please inform of upfront cost calculations as well as the formula to estimate insurance and can these cost be included in home loan?
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December 29 2009 - Biloxi
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Hello:

The VA loan is a national program and with this plan the seller can contribute up to 6% towards your closing costs and pre paid costs so that not only can they be wrapped into your loan, but the seller can pay for them.  The only thing you have to do to qualify for the tax credit is to have a signed purchase and sale by April 30, 2010 and as a single person be making less than $150,000.  Best of luck. 
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December 29 2009
 
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