fort myers florida Housing salesFirst of all, it is a quiet week in the markets as we approach the end of 2010. Mortgage Rates will finish the year on an upward trend, almost a full 1% higher then the lows of the year. With that said, rates are still very good, trending between 4.875% to 5.125% depending on whether it is an FHA or Conventional Loan. Any bad news in the markets might bring rates back down slightly, which today brought news that might be the start of such a trend. U.S. consumer confidence unexpectedly deteriorated in December, while prices of U.S. single-family homes fell almost double the expected pace in October, tempering growing optimism on the economy's recovery. The latest data was at odds with other signs suggesting the economic recovery is accelerating and a separate report last week showing consumer sentiment at its highest level since June this month. The Conference Board, an industry group, said its index of consumer attitudes slipped to 52.5 in December from an upwardly revised 54.3 in November. The reading was expected to be 56.0. Since trading is light this week, the true impact of this information might not be seen until the coming weeks. How many of us enter a new year with goals to save more money? Well, I think many of our potential clients will start the year with the goal of buying their first home, planning for their "Florida Vacation Home", or looking for ways to invest in real estate. Regardless of the type of client, virtually anyone looking to make the step into buying a home will inspect their finances to make sure they are making a sound decision. That decision may come easier for some, so for those looking for a little assistance on getting on the right path, I have put together a summary from a combination of articles and information into a short read for your use. December 29 2010 - Fort Myers00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.