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frustration.

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I want to buy a house but I need to sell my house first. This current market is making a simple thing like this a nightmare. How do I sell my house without moving everything out before buying a new house? I want to get in while interest rates are low and the dollar decline has not caused housing inflation yet.

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October 14 2007 - US

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Ira Sacharoff, "irasacharoff"
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Ira Sacharoff, "irasacharoff"

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You don't have to move everything out but it would be wise to do a big clean up and give away or throw away stuff you really don't need. A cluttered place will make it appear smaller. Polish woodwork, make floors shine, do the little things to make it at least look clean and taken care of.

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October 14 2007

Rate A Home
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Rate A Home

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Hamiltt, you would simply have to make an offer on a home you wish to buy with a contingency of "Purchase agreement contingent upon the sale and close of the property located at XYZ Street" (this is not meant to be legal input and you should consult an agent and/or attorney for the wording). This way you know you will have a place to move once you do sell your home.

Not all home seller's are willing to except an offer with this contingency, but in today's market they may be more acceptable to such a clause. Most offer forms read that the seller can continue to market the property for sale, so if an offer comes along they would be able to sell to another buyer. Your agent will be able to explain how this works.

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October 14 2007

Alan May
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Alan May

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hamlitt... you can empty the bulk of your clutter into "pods", and when you finally do get your new home, have the pods delivered to the new house, once you've moved in.

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October 14 2007

DebtsNMesses
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Don't do a contigency to buy. It's too hard to sell. People that continually lower their prices are selling. There are buyers out there. -But they are having difficulty getting a loan. Since loans tightened up, people simply do not qualitfy for the amounts they did before. This has created a 'drop' in prices that most sellers are NOT willing to accept. Clean out your home, leaving bare necessities.

Other option, rent your home out. Rents are doing well right now. -But not everyone understands or can handle the woes to being a landlord. Get a high deposit, it weeds out the really bad ones. Don't expect your home to be returned to you like they started it with. There will be wear and tear, and repairs. Good news, tax deductions.

Other option, pull out a loan on your current home. We just refinanced a home that was completely paid off. We got about 50% of home value out as cash for 6.25% interest. -Last week. There are great loans out there for less than 60% of home value.

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October 14 2007

klarek the realist
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klarek the realist

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I recommend getting a storage unit. I took everything that I didn't immediately need for the next few months, boxed it up, and put it in a place a few miles away. My closets looked three times bigger, and my place overall really opened up. Plus, when you de-clutter and reorganize, it really helps for that final move.

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October 14 2007

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